Privacy Policy
Investor Concepts is committed to safeguarding your privacy. Please read the following statement to understand how your personal information will be treated as you make full use of the Investor Concepts website. If you have any questions regarding our privacy statement, please feel free to contact us by e-mail at editor@investorconcepts.com.
Summary
Our primary goal in collecting user information is to enhance your experience on our website. We use aggregated (gathered up data across all user accounts) information to develop content targeted to users' interests and to better the website user experience. Investor Concepts is committed to your privacy and other than as provided herein or after receiving your specific consent, Investor Concepts will not share any personal information with any third party at any time, unless required by law.
What This Privacy Policy Covers
This privacy policy covers the website Investor Concepts, and formatted versions of Investor Concepts lists and subscriptions to investment newsletters and promotional e-mails also. This privacy policy covers all these editions as well. Other Investor Concepts sites linked to and from this website have their own privacy statements which can be viewed on those websites.
Please be aware that Investor Concepts sponsors, advertisers, co-branded websites or websites that have links on our site may collect personally identifiable information about you on their own websites. The information practices of those parties are not covered by this privacy statement. Investor Concepts users should also be aware that, when you voluntarily disclose personal information in chat areas or bulletin boards, that information may be collected by others and may result in unsolicited messages from others.
Gathering Of Information
Voluntary Submission
Investor Concepts does not collect personally identifying information about any individual Investor Concepts website user except when knowingly provided by such individual. For example, we may ask you for information, such as your e-mail address, zip code and the country in which you are viewing the website when you register to become a member of Investor Concepts. You may also provide information to Investor Concepts in other contexts, including, for example, in order to register for a special promotion or sweepstakes. In the event you order something from Investor Concepts or one of our sponsors, we may request additional personal information, such as your address, telephone number and credit card information, in order to complete the purchase. You always have the option not to provide the information we request. If you choose not to provide the information we request, you can still visit most of the Investor Concepts website, but you may be unable to access certain options and services. When you register or become a member of Investor Concepts or provide information to Investor Concepts in any other manner, you agree to provide only true, accurate, current and complete information.
Cookies
A cookie is a data file that certain websites write to your computer's hard drive when you visit such sites. A cookie file can contain information, such as a user identification code, that the site uses to track the pages you have visited. Investor Concepts uses cookies to track user traffic patterns throughout the Investor Concepts website and to remember your passwords and video plug-in preferences so that you don't have to reset them each time you visit the website. We use this data on an anonymous basis and we do not correlate this information with personal data of any user. Business partners of Investor Concepts and vendors providing hosting and other services for Investor Concepts., as well as advertisers who contract directly with a third-party service to serve their advertisements, may set their own cookies which may collect similar anonymous information.
Most website browsers automatically accept cookies, but you can usually change your browser settings to display a warning before accepting a cookie, or to refuse all cookies. However, if you choose to disable the receipt of cookies from our Web site, you may not be able to use certain features of the site.
Browser Level Information
Investor Concepts Web servers automatically collect information about a site user's IP address, browser type and the URL that you just came from (whether this URL is on the website or not) and which URL you next go to (whether this URL is on the website or not) by reading this information from the user's browser (information provided by every user's browser). This information is collected in a database and used--in an aggregated, anonymous manner--in our internal analysis of traffic patterns within our website. This information is automatically logged by most website. Investor Concepts also uses a third party to collect information, including through the use of web beacons.
Use of Information
Our primary goal in collecting user information is to enhance your experience on our website.
To Target Content
To develop content targeted to your interests, we use aggregated user information to determine which areas of our website users prefer based upon traffic to those areas. We do not track what individual users read, but instead how well each page or content area performs overall.
To Provide Interactive Communications From Investor Concepts
To enhance your experience we may provide you with interactive communications, such as our electronic newsletters, to the e-mail address that you provide to us. Such interactive communications are provided only to those users who have expressly provided us with their permission to receive them as part of their user profile.
From time to time we may provide e-mails highlighting new features, promotions or contests on the website to those users who have expressly provided us with their permission to send such communications as part of their user profile.
To Provide Communications From Third Parties
We respect the privacy of our users and shall not disclose or distribute our user list to any third party, nor shall it permit anyone else to do so. However, we do make available for rental our list of those registrants who have expressly provided us with their permission to receive third party information and offers as part of their user profile. In those cases, your personal information is not transferred to the third party.
Sharing Of Information
When you are on an area of Investor Concepts and are asked for personal information, you are sharing that information with Investor Concepts as well as business partners and vendors providing hosting and other services for Investor Concepts. If you do not want your information to be shared, you can choose not to allow the transfer of your information by not using that particular service. In addition, any personally identifiable information provided by our users as part of an advertiser promotion online may be provided directly to advertisers.
Aggregate, Anonymous Information With Advertisers
Investor Concepts derives the majority of its revenue from advertising and sharing information is essential to keeping our services affordable to users. In order to attract and retain advertisers we use the aggregated, anonymous information that we gather (as well as information from third-party market researchers) to describe our services to partners and to assist our advertisers and sponsors to better understand our audience. We do not disclose personally identifying information about our users to these parties.
As Necessary To Provide Services To You
We occasionally hire other companies to provide limited services on our behalf, such as handling the processing and delivery of newsletter mailings, processing transactions, or performing statistical analysis of our services. We will only provide those companies the personal information they need to deliver the service. In some instances, one of these companies may collect information directly from you (such as for credit card processing for purchase of archived articles). In these cases, you will be notified of the involvement of the external service provider. In all cases, these companies are subject to agreements that require them to maintain the confidentiality of your information and they are prohibited from using that information for any other purpose.
As Required By Law
Investor Concepts may disclose your personal information if required to do so by law or in the good faith belief that such action is necessary to conform to the edicts of the law or comply with legal process served on Investor Concepts or to protect and defend the rights or property of Investor Concepts.
Security
Your information is stored on Investor Concepts's servers located in the United States. We use procedural and technical safeguards to protect your personal information against loss or theft as well as unauthorized access and disclosure to protect your privacy, including encryption, "firewalls" and Secure Socket Layers. We treat data as an asset that must be protected against loss and unauthorized access. We employ many different security techniques to protect such data from unauthorized access by users inside and outside the company. However, "perfect security" does not exist on the Internet.
Privacy Of Children
Kids under 13: Do not send any information about yourself to us--including information such as your name, address, or e-mail address. We do not knowingly collect personally identifiable information from children under 13. In the event that we learn we have collected any personal information from a child under the age of 13 without verification of parental consent, we will delete that information from our database as quickly as possible.
How To Contact Us
If you have any questions regarding our privacy statement, please contact us using the contact details on the Investor Concepts contact page. If you require immediate assistance please contact us by e-mail at jt@investorconcepts.com. We read every message submitted and try to reply promptly to every one.
How Will I Know If The Privacy Policy Is Changed?
This statement may change from time to time, so please check back periodically. Thank you.